Home / Weather / California's Wetter Winter: Flood Risk Climbs
California's Wetter Winter: Flood Risk Climbs
15 Oct
Summary
- California faces increased flood risk due to a brewing super El Niño.
- Less than 2% of Californians have government flood insurance coverage.
- Flood insurance policies have waiting periods, requiring early application.
California is anticipating a significantly wetter winter, fueled by a strengthening El Niño phenomenon. This outlook indicates a climbing risk of flooding across the state, making it crucial for residents to prepare. Flooding threats stem from rainfall runoff, intensified flows near wildfire burn scars, and coastal inundation.
Despite these risks, less than 2% of Californians possess government flood insurance, according to FEMA. Obtaining a policy, particularly through the National Flood Insurance Program, involves a mandatory 30-day waiting period, while private options typically require 10 to 14 days. Homeowners insurance policies generally do not cover flood damage.
The rainy season, with the bulk of precipitation occurring between November and March, is expected to be severe. Atmospheric rivers drawing moisture from warmer Pacific waters near Hawaii are likely to bring above-average rain and snow. This weather pattern also suggests a subdued wildfire season in the upcoming year.
