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US Medical Bills Could Cost £20,000: Travel Insurance Vital
17 Feb
Summary
- US medical costs average nearly £20,000 for travelers without insurance.
- Even minor illnesses like flu or heat exhaustion can lead to high bills.
- Book travel insurance as soon as possible, not at the last minute.
Holidaymakers planning trips to the United States, particularly those drawn by the 2026 FIFA World Cup, are being warned of potential average medical and repatriation costs approaching £20,000. This significant financial risk underscores the critical need for adequate travel insurance before departure.
Experts highlight that the absence of universal healthcare in the US drives up medical expenses considerably. Common health issues such as heat exhaustion or infectious illnesses, like the flu, can quickly escalate into costly treatments. This is especially true for older travelers or those with pre-existing conditions.
Claims data from 2025 indicates that hospital treatment, emergency care, and medical repatriation were the costliest issues, with average claims near £20,000 and some exceeding £1 million. A fall, chest pain, or infection can necessitate scans, overnight stays, or specialist care, rapidly increasing expenses in North America.
Travel insurance is emphasized as more than just protection against lost luggage or delays; it is vital financial and medical security. Arranging comprehensive medical travel insurance immediately after booking a trip is strongly advised to ensure peace of mind and avoid unforeseen worst-case scenarios.
