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Nevadans Face Sticker Shock: ACA Plans Skyrocket in Price
19 Dec
Summary
- Nevada Health Link delaying enrollment numbers until mid-January.
- Many clients are dropping insurance due to drastic premium increases.
- Significant premium hikes are expected for upcoming coverage years.
Nevada Health Link, the state's ACA marketplace, has opted not to release current enrollment figures until after the open enrollment period concludes on January 15, 2026. Executive Officer Janel Davis stated that significant market shifts, including expiring subsidies and new carriers, are prompting individuals to carefully consider their options. This contrasts with previous years when November enrollment data was shared in December.
Concerns are mounting as healthcare advocates highlight the potential impact of rising premiums on Nevadans. With federal subsidies set to expire, many face unaffordable cost increases. A national poll indicates nearly 60% of enrollees struggle with even a $300 annual premium rise. Navigators report clients declining coverage due to these escalating costs.
Examples include a 78-year-old man facing a jump from $35 to over $3,000 monthly, and a single mother's premium increasing from $23 to $675. Many are switching to plans with higher deductibles. Despite these challenges, Nevada Health Link encourages reviewing options, noting that enrollees who changed plans have saved an average of $287 per month.
