How does medical debt affect housing stability in the U.S.?

Medical debt increases the likelihood of facing housing instability, including difficulty paying rent or mortgages, eviction, or foreclosure.

Are renters more vulnerable to housing problems caused by medical debt?

Yes, renters are disproportionately affected, representing a larger share of adults with medical debt and facing higher risks of housing instability.

What are the broader consequences of medical debt on health?

Medical debt can lead to housing instability, which in turn can jeopardize health, potentially causing delayed healthcare and a cascade of negative health outcomes.

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Medical Debt Fuels Housing Crisis

14 Jan

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Summary

Medical debt increases housing instability by 44% risk.
Renters with medical debt face disproportionately higher risk.
Housing instability can trigger a cascade of negative health consequences.

New findings from Johns Hopkins researchers underscore a critical connection between medical debt and housing instability in the United States. Adults who reported medical debt in 2024 faced a 44% higher risk of experiencing housing instability in 2025, including difficulties paying rent or mortgages, and facing eviction or foreclosure.

The study, published in JAMA Network Open, analyzed data from a national survey of 1,515 U.S. adults. Approximately one in six participants had medical debt in 2024, while one in twelve reported housing instability in 2025. Renters were found to be especially affected, representing a disproportionately high share of adults with medical debt.

Lead author Kyle Moon noted that this creates a detrimental cycle where receiving healthcare can lead to financial strain, subsequent housing insecurity, and further health complications. Researchers emphasize the importance of understanding how financial burdens, like medical debt, impact essential needs such as housing and ultimately influence health outcomes across the nation.

Disclaimer: This story has been auto-aggregated and auto-summarised by a computer program. This story has not been edited or created by the Feedzop team.