Home / Health / MA Families Face Over $34K in Annual Healthcare Costs
MA Families Face Over $34K in Annual Healthcare Costs
14 Nov
Summary
- Massachusetts families incurred over $34,000 in average annual healthcare costs.
- Premiums in Massachusetts rose 38% between 2019 and 2025.
- Nearly 30% of residents skipped needed care due to cost.
As of 2025, Massachusetts families are confronting average annual healthcare expenses exceeding $34,000. This figure encompasses both insurance premiums and out-of-pocket medical costs, averaging about $2,846 monthly.
Massachusetts families pay more for employer-sponsored health insurance than the national average. Annual family insurance premiums in the state reached $29,619 in 2025, compared to $26,281 nationwide. Between 2019 and 2025, these premiums in Massachusetts increased by 38%, significantly higher than the 28% rise seen in the rest of the country. Furthermore, premiums grew faster than household incomes during this period.
This escalating cost burden has a direct impact on access to care. The Massachusetts Health Policy Commission reported that 28% of state residents indicated they or a family member had avoided needed medical treatment because of cost concerns. Factors contributing to these high costs include rising prescription drug prices and increased utilization of healthcare services.
