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Egg Freezing: A Financial Hurdle for Young Women
2 Feb
Summary
- Egg freezing costs ₹1.2-2 lakh per cycle in India.
- Young women face financial barriers to preserving fertility.
- Fertility benefits are increasingly offered by employers.

Young women in India are facing difficult choices regarding fertility preservation due to high costs associated with egg freezing. Diagnosed with low ovarian reserve early in their careers, they often lack the financial means for the procedure, which can range from ₹1.2 to ₹2 lakh per cycle, plus annual storage fees of approximately ₹50,000.
One 26-year-old doctor in Delhi incurred expenses of ₹4-4.5 lakh for two cycles, relying on savings and parental support. A Delhi lecturer delayed the procedure until her mid-30s due to financial constraints, ultimately spending over ₹2 lakh for a single cycle. However, a corporate professional in Bengaluru benefited from her employer's fertility insurance, which covered a significant portion of the costs.
To address this financial gap, fertility clinics are offering no-cost EMI schemes and partnering with corporates for fertility preservation benefits. Advanced planning and saving over time are becoming common, with many women seeking the procedure in their early 30s, viewing it as a long-term investment in their future reproductive health. Success rates for frozen eggs are generally comparable to fresh eggs, provided optimal health is maintained.



