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Home / Health / California Health Deadline Looms: Act by Dec. 31!

California Health Deadline Looms: Act by Dec. 31!

29 Dec

•

Summary

  • Californians must enroll in health insurance by December 31 for January coverage.
  • Expiring federal subsidies may increase premium costs for many residents.
  • State funding is being used to provide subsidies for lower-income individuals.
California Health Deadline Looms: Act by Dec. 31!

As the year concludes, Covered California is urging uninsured residents to enroll in health insurance by the December 31 deadline to secure coverage for January. While the official open-enrollment period extends to January 31, acting before year-end is essential for immediate policy activation. This year's enrollment is particularly critical as enhanced federal premium tax credits, instrumental in boosting enrollment since 2021, are slated to expire at the close of 2025.

Despite the impending expiration of federal subsidies, Covered California continues to facilitate enrollment, with over 1.9 million Californians already signed up for 2026 coverage. The state has allocated $190 million to provide new tax credits for individuals earning up to 165 percent of the federal poverty level, aiming to maintain 2025 premium levels for many. More than 364,000 people have already benefited from state subsidies during this enrollment period.

Significant numbers of uninsured Californians remain eligible for coverage, particularly among Latino and older populations. To address rising costs, California is bolstering state funding for cost-sharing reductions, allowing more people to access plans with reduced out-of-pocket expenses. Consumers are encouraged to use the Covered California website to compare plans and explore available financial assistance.

Disclaimer: This story has been auto-aggregated and auto-summarised by a computer program. This story has not been edited or created by the Feedzop team.
The deadline to enroll in Covered California for coverage starting in January 2026 is December 31, 2025.
Yes, the Enhanced Premium Tax Credits that have lowered costs since 2021 are set to expire heading into 2026, potentially increasing premiums unless Congress acts.
California has allocated $190 million for state-funded tax credits to help individuals earning up to 165 percent of the federal poverty level.

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