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Retired Couple's $1.4M Nest Egg Ensures Worry-Free Retirement
30 Aug
Summary
- Couple, aged 75 and 74, have $1.4M in investments and savings
- Receive $1,320 monthly in Social Security and a small pension
- Partner will get 80% of $100K salary when retired
- No mortgage, pay $1,750 monthly in rent
As of August 30, 2025, a 75-year-old retiree has amassed a substantial nest egg of $1.4 million in investments and savings. This individual, who retired with a partner aged 74, currently receives $1,320 per month in Social Security benefits and a small pension from a former employer.
The retiree's partner, who is still working, is set to receive 80% of their $100,000 annual salary upon retirement. With no outstanding debt and a paid-off car, the couple's only major expense is $1,750 per month in rent for their apartment.
Given their impressive financial standing, the couple is unlikely to run out of money during their retirement years. Experts recommend a 4% annual withdrawal rate from their investment portfolio, which would provide an additional $40,000 in annual income on top of their other sources. This, combined with their partner's future pension, would give the couple a comfortable six-figure retirement income, close to their combined working salaries.
