Home / Business and Economy / Affirm Soars 13% on Stellar Q4 Results and Upbeat 2026 Outlook
Affirm Soars 13% on Stellar Q4 Results and Upbeat 2026 Outlook
29 Aug
Summary
- Affirm's Q4 earnings nearly double analysts' forecasts
- Revenue up 33% year-over-year, beating estimates
- Company swings to $69.2M net income, up from $45.1M loss
On August 29, 2025, Affirm, the buy now, pay later (BNPL) company, reported impressive fiscal fourth-quarter results that sent its stock soaring over 13%. The fintech firm earned 20 cents per share, nearly double of what analysts had forecasted, and posted revenue of $876 million, up 33% from the same period last year and above estimates.
Affirm also swung to a net income of $69.2 million for the quarter, a significant improvement from a loss of $45.1 million in the previous year. CEO Max Levchin highlighted the strength of consumer demand and momentum in the US market, stating, "We feel quite excellent about our ability to get paid back on time."
Despite concerns about losing Walmart as a partner to rival Klarna, Affirm's key volume metric surged 44% from last year, beating expectations by nearly a billion dollars. This growth was driven by partnerships with Shopify and Amazon. Affirm continues to deepen ties with major retailers, having signed a deal with Apple last year.
The company's business is closely tied to consumer spending, and its online loans are the most popular among sellers of electronics, apparel, and travel. With the US economy growing 3.3% in the second quarter, Affirm's strong performance suggests the BNPL market remains robust.
