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Viva Money Prepares Major 2026 Growth Surge
25 Feb
Summary
- New IT platform launch expected in May 2026 to boost loan issuance.
- Phased expansion across India begins June 2026, starting in northern states.
- A new personal loan product for existing customers is planned for 2026.
Viva Money is set to undertake a substantial expansion in 2026, beginning with the launch of a new IT platform in May. This technological upgrade is designed to significantly increase loan issuance volumes and support the introduction of new financial products.
The company also plans a phased geographical expansion across India, commencing in June 2026. The initial focus will be on northern states, including Haryana, Rajasthan, and Delhi, before extending to other regions like Punjab and Uttar Pradesh.
Further enhancing its offerings, Viva Money will introduce a new cross-selling personal loan product for its existing customer base in 2026. This product will feature increased credit limits and longer repayment terms, aiming to meet the growing demand from repeat borrowers.
Looking ahead, Viva Money is considering the integration of UPI payment support to improve customer retention and transaction efficiency. The company is also exploring opportunities for external funding, potentially raising approximately $30 million from local partners.
