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Visa's Q4 Revenues Surge 12% as Cross-Border Transactions Soar
28 Oct
Summary
- Visa reports Q4 earnings of $2.98 per share, beating estimates
- Quarterly revenue of $10.72 billion, up 12% year-over-year
- Cross-border volume excluding Europe increased 11% on a constant-dollar basis
On October 28, 2025, Visa Inc. (NYSE: V) reported its fourth-quarter financial results, showcasing solid performance across key metrics. The company's earnings per share for the quarter came in at $2.98, surpassing the analyst consensus estimate of $2.97. Visa's quarterly revenue reached $10.72 billion, a 12% increase from the same period in the previous year and exceeding the analyst forecast of $10.61 billion.
The strong financial results were driven by several factors. Visa's payments volume for the three months ended September 30, 2025, grew 9% year-over-year. Cross-border volume, excluding transactions within Europe, which is a key driver of Visa's international transaction revenue, increased 11% on a constant-dollar basis during the same period. Additionally, the total number of transactions processed by Visa rose 10% to 67.7 billion in the quarter compared to the prior year.
These figures demonstrate Visa's continued ability to capitalize on the growing demand for digital payments and cross-border transactions, even in the face of ongoing economic challenges. The company's robust performance in the fourth quarter of 2025 positions it well to navigate the evolving payments landscape and deliver value to its shareholders.
