Home / Business and Economy / TransUnion Launches AI-Powered Solution to Tackle $10B Credit Washing Epidemic
TransUnion Launches AI-Powered Solution to Tackle $10B Credit Washing Epidemic
15 Nov
Summary
- TransUnion launches Credit Washing Solution to combat $10B fraud
- AI and machine learning target rapidly growing credit score manipulation
- Solution bolsters TransUnion's data-driven risk management offerings

In a move to combat a rapidly growing threat, TransUnion recently launched its first-of-its-kind Credit Washing Solution. This innovative tool, powered by advanced analytics and machine learning, aims to tackle the issue of credit washing - a practice that has resulted in an estimated $10 billion in debt being erased from U.S. consumer credit reports in 2025.
The Credit Washing Solution directly addresses this emerging challenge, which has created artificial increases in credit scores and altered consumer risk assessment for lenders. By deploying its AI-powered technology, TransUnion is positioning itself as a key player in the fight against this fraud epidemic.
The launch of this solution is expected to reshape TransUnion's investment narrative, as the demand for data-driven risk management continues to rise. The company's focus on product innovation and expansion into new markets has been a key driver of its long-term growth strategy, and the Credit Washing Solution further bolsters this narrative. However, TransUnion still faces ongoing regulatory and technology risks, which could impact its profitability and compliance in the short term.


