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Fintech's Future: AI and Digitalization Drive Growth
25 Feb
Summary
- Applications are now open for the World's Top Fintech Companies list.
- Regulation tech is a new segment for this year's fintech ranking.
- Fintech investment reached $44.7 billion in the first half of 2025.
CNBC and Statista have opened applications for the fourth annual World's Top Fintech Companies list, highlighting innovation across payments, wealth tech, and insurance.
This year's ranking introduces regulation tech as a distinct segment, acknowledging companies that assist others in meeting financial regulatory obligations.
The fintech sector has transformed into a fundamental part of the global financial system, accelerated by the pandemic-driven push for digitalization and further enhanced by artificial intelligence.
Investment in the global fintech market reached $44.7 billion through over 2,200 deals in the first half of 2025. This figure represents a decrease compared to the $54.2 billion invested in the preceding six months, as per KPMG.
Notable companies from previous iterations include Mastercard, Stripe, and Visa, alongside emerging scale-ups like Bilt, TerraPay, and Entsia.
