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Star Health Offers 20% Cheaper Plan for Non-Metro India
21 May
Summary
- New 'Value Plus' plan offers up to ₹25 lakh sum insured.
- Premiums are nearly 20% lower for non-metro and smaller cities.
- First-year premium refunded after 5 consecutive claim-free years.

Star Health and Allied Insurance has launched 'Value Plus', an affordable health insurance plan, marking its 20th anniversary. This new offering aims to extend health protection to young Indians residing in Tier 2, 3, and 4 cities across India.
The 'Value Plus' plan provides substantial sum insured options, ranging from ₹7.5 lakh to ₹25 lakh. It introduces nearly 20% lower premiums by utilizing a curated hospital network, making healthcare more accessible in non-metro areas.
A significant benefit is the refund of the entire first-year base premium for policyholders who maintain five consecutive years without making an in-patient claim. This initiative is part of Star Health's mission to democratize health protection.
The plan is available for 1, 2, or 3-year terms and includes benefits like cumulative bonuses, health boosters for claim-free years, and various hospitalization and recovery supports. It also offers wellness-led benefits and customization options.