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Six Figures, Zero Security: High Earners' Financial Fears
25 Nov
Summary
- 64% of six-figure earners find their income barely covers basic needs.
- Top earners use strategies like rewards points for essentials.
- Many six-figure earners skip social events and medical care due to cost.

Americans earning six-figure incomes are increasingly grappling with financial insecurity, challenging the notion that such salaries guarantee comfort. A recent survey indicates a widespread feeling of barely keeping up, with a significant portion viewing their income as the minimum required to survive.
This economic anxiety manifests in behaviors typically associated with lower income brackets. Examples include using rewards points for daily necessities, employing "buy now, pay later" schemes for small purchases, and relying on credit cards to bridge gaps. Many also admit to avoiding social obligations and essential medical appointments due to costs.
Seeking additional income streams and cost-saving measures, these high earners are exploring side hustles and selling personal items. The findings suggest a fragile sense of financial security beneath a veneer of success, potentially signaling broader economic instability.




