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Bank Data Quality Dips Slightly in Q1 2026
19 Jun
Summary
- Overall supervisory data quality for banks declined marginally in March 2026.
- The RBI's data quality index score fell to 90.7 from 90.9 in the previous quarter.
- Foreign banks showed improvement, while private and small finance banks saw declines.
The overall quality of supervisory data submitted by scheduled commercial banks (SCBs) saw a marginal decline in the quarter ending March 2026. The Reserve Bank of India's (RBI) Supervisory Data Quality Index (sDQI) score for SCBs decreased to 90.7 from 90.9 in the previous quarter. This index assesses data accuracy, timeliness, completeness, and consistency.
Across different bank groups, foreign banks achieved the highest score of 91.4 in March 2026, an improvement from the prior quarter. However, public-sector banks' scores slightly decreased to 90.7, and private-sector banks experienced a more significant drop to 89.3. Small finance banks also saw a reduction in their score, falling to 90.4.
At the aggregate level, accuracy and timeliness scores moderated in March 2026 compared to December 2025. Conversely, completeness and consistency showed improvements. The RBI categorizes scores above 90 as 'good', between 80 and 90 as 'acceptable', 70-80 as 'needs improvement', and below 70 as 'major concerns'.
