What new risks does the Pradhan Mantri Fasal Bima Yojana cover?

The PMFBY now covers crop loss due to wild animal attacks and paddy inundation.

When will PMFBY coverage for wild animals and floods begin?

The new guidelines for these coverages will be implemented from the kharif season of 2026.

How do farmers report crop loss under the updated PMFBY?

Farmers need to report losses within 72 hours using the Crop Insurance App and upload geotagged photographs.

Home / Business and Economy / Farmers Get New Hope: PMFBY Covers Animal Attacks, Floods

Farmers Get New Hope: PMFBY Covers Animal Attacks, Floods

18 Nov, 2025

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Summary

Crop loss from wild animal attacks now covered under PMFBY.
Paddy inundation also re-included after being removed in 2018.
New guidelines apply from the kharif season of 2026.

Farmers Get New Hope: PMFBY Covers Animal Attacks, Floods

The Union Agriculture Ministry has announced significant updates to the Pradhan Mantri Fasal Bima Yojana (PMFBY), now recognizing crop loss due to wild animal attacks and paddy inundation.

Previously uncompensated, crop damage from animals like elephants and wild boars will be an 'Add-on Cover' under localized risks. States will identify vulnerable areas and animals. Farmers must report losses within 72 hours via the Crop Insurance App.

Paddy farmers in flood-prone regions also gain renewed protection. After being excluded in 2018 due to assessment difficulties, inundation is now covered again, addressing a critical protection gap. These changes will be implemented starting the kharif season of 2026.

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