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IndusInd Bank Sees Deposits Dip, Loans Shrink Year-on-Year
5 Apr
Summary
- Deposits declined 2.6% year-on-year to ₹4,00,178 crore.
- Net advances fell 8.7% year-on-year to ₹3,15,154 crore.
- CASA ratio improved sequentially to 31.3% but fell year-on-year.
IndusInd Bank reported a mixed operational performance for the fourth quarter of fiscal year 2026. As of March 31, 2026, total deposits stood at ₹4,00,178 crore, marking a 2.6% year-on-year decrease. However, there was a sequential improvement, with deposits rising 1.6% from the previous quarter.
On the asset side, net advances saw a significant year-on-year decline of 8.7%, totaling ₹3,15,154 crore. This contraction continued on a quarterly basis, with advances falling by 0.8%. The bank's CASA ratio was 31.3% at the end of the quarter, a sequential increase from 30.2%, though lower than the 32.8% recorded in the prior year's corresponding period.
