What is the 'Equitization of Savings' trend in India?

It's a trend where savings are increasingly directed into equities and capital markets, fostering financial independence.

How many Demat accounts were there in India by October 2025?

By October 2025, India had nearly 21 crore Demat accounts.

What were the key drivers of India's retail investment growth in 2025?

Key drivers included domestic investor resilience, technology-enabled platforms, and geographic expansion beyond major cities.

Home / Business and Economy / India's Savings Go Equities: A 2025 Revolution

India's Savings Go Equities: A 2025 Revolution

23 Nov

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Summary

Demat accounts neared 21 crore by October 2025, up from 4 crore in 2020.
Monthly SIP contributions surpassed Rs. 29,500 crore in October 2025.
Retail investors incurred Rs. 3 lakh crore in derivative losses FY22-FY25.

India's Savings Go Equities: A 2025 Revolution

In 2025, India's retail investment sector underwent a significant transformation, marked by a substantial increase in Demat accounts, which approached 21 crore by October, a steep rise from previous years. This period also witnessed record-breaking Systematic Investment Plan (SIP) contributions, consistently surpassing Rs. 29,500 crore monthly, underscoring a profound shift towards equity investments.

The year was characterized by a move away from foreign dependence, with domestic investors demonstrating robust confidence despite global volatilities. Technological advancements, including user-friendly platforms and simplified processes, democratized investing, extending its reach to Tier 2 and Tier 3 cities. This expansion, coupled with increased financial literacy initiatives, solidified India's financial ecosystem.