Home / Business and Economy / Banking Stocks Shine on Strong Q4 Business Updates
Banking Stocks Shine on Strong Q4 Business Updates
5 Apr
Summary
- HDFC Bank advances grew 17% YoY, deposits up 15%, CASA ratio eased.
- Yes Bank net loans up 10.7% YoY, deposits up 12.1%, CASA ratio improved.
- IDBI, Kotak, Union, BoB also reported double-digit growth in Q4.
Several Indian banking stocks, including HDFC Bank, Yes Bank, and IDBI Bank, are capturing market attention following their business updates for the quarter ending March 31, 2026. These updates offer an early glimpse into loan and deposit growth trends ahead of the earnings season.
HDFC Bank reported robust balance sheet growth, with gross advances reaching approximately Rs 25 lakh crore, a 17% year-on-year increase. Total deposits grew to Rs 23.5 lakh crore, up from nearly Rs 20.5 lakh crore a year prior. However, the bank's CASA ratio saw a slight decrease to 37-38%.
Yes Bank announced that its net loans grew 10.7% year-on-year to Rs 2,72,454 crore. Deposits increased by 12.1% year-on-year to Rs 3,18,970 crore, and CASA balances rose by 14.9%, improving the CASA ratio to 35.1%.
IDBI Bank, Kotak Mahindra Bank, Union Bank of India, and Bank of Baroda also presented positive updates. IDBI Bank saw total business growth of 14% year-on-year, while Kotak Mahindra Bank reported 16.2% growth in net advances. Union Bank and Bank of Baroda also indicated strong year-on-year increases in their total global business.
These strong performances across multiple lenders suggest a positive start to the earnings season for the banking sector, with notable growth in both lending and deposit mobilization.
