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Bank Branch Misses Growth, Bad Loans Rise
15 Feb
Summary
- A bank branch failed to record minimal growth in savings accounts and term deposits.
- The branch missed annual targets on three key business parameters.
- Bad loans increased significantly at the branch last year.

A branch of a large public sector bank located in a semi-urban area of central India did not achieve expected growth last year. This branch underperformed on three critical business metrics. Specifically, it saw a decline in current and savings accounts (Casa) and retail term deposits.
In addition to the shortfall in deposit growth, the bank branch also witnessed an increase in its non-performing assets. These combined factors indicate a period of significant financial struggle for the branch, affecting its overall business health and customer deposit base.




