What is the current repo rate set by the Reserve Bank of India?

As of April 8, 2026, the Reserve Bank of India has kept the repo rate steady at 5.25%.

Will fixed deposit interest rates increase soon?

Experts suggest that fixed deposit rates may not increase immediately due to the current repo rate remaining at 5.25%, although future rate hikes are possible.

Where can I find the highest FD rates for different tenures in April 2026?

The article highlights the highest FD interest rates across public, private, and small finance banks for 1, 3, and 5-year tenures as of April 8, 2026.

Home / Business and Economy / FD Rates Hold Steady: RBI Keeps Repo Rate at 5.25%

FD Rates Hold Steady: RBI Keeps Repo Rate at 5.25%

8 Apr

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Summary

RBI maintains repo rate at 5.25%, impacting immediate FD rate increases.
Experts predict fixed deposit interest rates may not rise currently.
Highest FD rates for 1, 3, and 5-year tenures are detailed as of April 8, 2026.

FD Rates Hold Steady: RBI Keeps Repo Rate at 5.25%

As of April 8, 2026, the Reserve Bank of India has opted to keep the benchmark repo rate unchanged at 5.25%. This decision has led financial experts to anticipate that interest rates on fixed deposits (FDs) will likely remain stable in the short term.

While immediate increases to FD rates are not expected, the possibility of future hikes exists. This outlook is influenced by ongoing monitoring of various economic indicators by the central bank. The report details the most competitive FD interest rates available from public, private, and small finance banks.