Home / Business and Economy / HDFC Infinia Rewards Slashed: What You Need to Know
HDFC Infinia Rewards Slashed: What You Need to Know
15 Jan
Summary
- HDFC Infinia card rewards significantly reduced from January 16, 2026.
- SmartBuy voucher rewards drop from 5X to 3X, effective reward rate falls.
- Cardholders must reassess value as premium benefits are diminished.
HDFC Bank is implementing a substantial reduction in rewards for its esteemed Infinia credit card, effective January 16, 2026. The changes will notably impact the SmartBuy platform, a key benefit for cardholders, altering the way rewards are earned on brand voucher purchases.
Under the revised structure, Infinia cardholders will now earn 3X Reward Points on SmartBuy vouchers, a decrease from the previous 5X. This adjustment lowers the effective reward rate from approximately 16.5% to around 10%. Notably, Amazon Pay vouchers will also see a decline in returns to 5.77%, signaling a considerable shift in the card's overall value proposition.
