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FICO Stock Plummets Despite Credit Scoring Dominance
30 Aug
Summary
- FICO stock decreased 22.9% in the past 52 weeks.
- Q3 revenue missed consensus despite year-over-year growth.
- Analysts maintain a 'Moderate Buy' rating with some caution.
Fair Isaac Corporation (FICO), a significant player in predictive analytics and data science, has experienced a notable stock decline. As of August 30, 2026, FICO shares have fallen 22.9% over the past 52 weeks, contrasting with the S&P 500's gain. The company's year-to-date performance also lags, with a 31.3% decrease.
This downturn was exacerbated by FICO's Q3 2026 earnings report on July 29, which revealed revenue of $674.2 million, falling short of consensus. Management cited high interest rates and affordability issues impacting mortgage originations, along with increased operating expenses for the quarter. Analysts project fiscal 2026 EPS to grow 49.1% year-over-year.
Despite a mixed earnings surprise history, the consensus analyst rating for FICO remains a 'Moderate Buy.' Out of 20 analysts, the majority recommend buying, though this sentiment has slightly softened compared to three months prior.
