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ESAF Bank Deposits Surge, Retail Loans Soar
5 Jan
Summary
- Total deposits reached Rs 24,006 crore by December 31, 2025.
- Gross advances saw a 13.06% year-on-year increase.
- The bank added 5.71 lakh new customers in the past year.
ESAF Small Finance Bank has announced a robust increase in its total deposits, which climbed to Rs 24,006 crore as of December 31, 2025, marking a 7.10% rise from the previous year. Concurrently, the bank's gross advances experienced a substantial 13.06% year-on-year growth, reaching Rs 20,680 crore. This expansion in lending was fueled by a significant surge in retail and other loans, which rose by 57.95%.
Despite these positive financial indicators, the bank reported a standalone net loss of Rs 115.81 crore for Q2 FY26, an improvement from the Rs 190.07 crore net loss in the same quarter of the previous fiscal year. The bank's customer base expanded to 99.85 lakh as of December 31, 2025, with 5.71 lakh new customers acquired over the year.
ESAF Small Finance Bank, operational since March 2017, maintains a widespread presence with 788 branches and 1045 customer service centers across 24 states and 2 union territories. During the recent quarter, the bank successfully offloaded non-performing assets totaling Rs 1,693.65 crore to asset reconstruction companies.
