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Home / Business and Economy / City Union Bank Profits Soar 16% Amidst Strong NII Growth

City Union Bank Profits Soar 16% Amidst Strong NII Growth

2 Feb

•

Summary

  • Net profit increased by 16% year-on-year to ₹332 crore in Q3.
  • Net interest income saw a significant 28% rise to ₹752 crore.
  • Gross NPAs declined to 2.17% and net NPAs eased to 0.78%.
City Union Bank Profits Soar 16% Amidst Strong NII Growth

City Union Bank has announced its third-quarter financial results, revealing a stable performance marked by robust profit and income growth.

The bank's net profit experienced a significant increase of 16% year-on-year, reaching ₹332 crore for the quarter ending December 31, 2025. This marks an improvement from the ₹286 crore reported in the same period last year.

A key driver of this performance was the sharp 28% rise in net interest income, which grew to ₹752 crore from ₹587.7 crore in the prior year. This indicates strong core lending operations and effective balance sheet management.

Asset quality also showed sequential improvement during the quarter. Gross non-performing assets (NPAs) declined from 2.42% to 2.17%, and net NPAs eased from 0.90% to 0.78%, reflecting enhanced control over loan slippages and effective recovery processes.

The bank recognized an estimated provision of ₹2 crore under employee costs, linked to the anticipated implementation of new labor codes. City Union Bank stated it continues to monitor developments related to the labor code framework.

Disclaimer: This story has been auto-aggregated and auto-summarised by a computer program. This story has not been edited or created by the Feedzop team.
City Union Bank's net profit rose 16% year-on-year to ₹332 crore in the third quarter.
The bank's net interest income increased sharply by 28% to ₹752 crore in Q3.
Gross non-performing assets declined to 2.17% and net NPAs eased to 0.78% sequentially.

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