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Banks Now Offer Self-Service APIs for Commercial Clients
9 Nov
Summary
- New portal and APIs allow banks to offer self-service APIs to business clients.
- AI is enabling corporate finance and IT teams to become software builders.
- Banks can launch developer programs in under four months with this solution.
Prolific Banking has introduced the FI-Streams Developer Portal and APIs, a bank-branded digital platform designed to provide commercial clients with self-service API access. This development comes as artificial intelligence increasingly transforms corporate finance and IT departments into active software developers, eager to integrate their banking services with existing ERP systems like NetSuite and SAP.
The new portal guides client developers through a structured process, ensuring a secure and governed path from initial discovery to production. Key features include identity management with scoped entitlements, sandbox testing, and API certification, all designed to maintain bank control through entitlements, dual approvals, and audit trails.
Banks can implement this solution in under four months, a significant acceleration compared to the 12-18 months typically required for in-house development. This product is part of Prolific Banking's broader FI-Streams offering, which covers various banking functions such as payments and reporting. The company, founded in 2020 and based in Atlanta, has been recognized for its contributions to commercial banking and payments.
Founded in 2020, Prolific Banking has a strong track record, completing over 35 product deployments for banks. The company was recently named to the 2026 Datos Insights Fintech 50 in the Commercial Banking and Payments category, underscoring its innovation and market impact. The FI-Streams Developer Portal and APIs aim to enhance operational efficiency and client experience for financial institutions.