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HGTV's Ben Napier Shares Inspiring Story of Family's Financial Hardships
20 Oct, 2025
Summary
- Ben Napier's parents lost everything financially when he was a child
- Napier learned to "do the best you can and don't worry" from his family's struggles
- Napier's perspective on "heartache and loss" was shaped by his parents' experiences

In a recent interview, HGTV's Ben Napier reflected on a challenging period from his childhood when his parents "lost everything" financially. Napier, who co-hosts the show Home Town with his wife Erin, explained that his father had taken out an "illegal loan" from the bank that caused the family's finances to take a major hit, not once but twice.
Napier says that watching his parents lose and rebuild their lives multiple times gave him a unique perspective on "heartache and loss." He learned the valuable lesson of doing "the best you can and don't worry about it, 'cause at the end of the day, everything's going to be okay." Napier acknowledged that the process was "very hard" and involved "very hard days," but his family's resilience ultimately shaped his permanently positive outlook on life.
The HGTV star noted that his wife Erin still struggles with the fear of the unknown, something Napier seems to have overcome thanks to his family's experiences. Napier's story serves as an inspiring example of how adversity can forge strength and optimism, even in the face of seemingly insurmountable challenges.