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AI Agents Can Now Shop Using New ChatGPT Wallet
13 Nov
Summary
- OpenAI's new wallet lets AI agents pay securely without user card details.
- Partnerships with AmEx, Mastercard, and Visa power the new wallet.
- Transactions require user approval via security checks like Face ID.
OpenAI has introduced ChatGPT Wallet, a new feature designed to empower AI agents with the ability to conduct purchases independently and securely. This system operates by generating payment tokens instead of sharing actual card details, ensuring neither the merchant nor the AI agent can access sensitive information.
The wallet's development involved collaborations with major financial institutions, including American Express, Mastercard, and Visa. It will initially be accessible in the United States exclusively for ChatGPT Pro subscribers who are at least 18 years old and possess eligible US-issued cards. Access is facilitated through OpenAI's AI agents, known as 'dots'.
Before any transaction is finalized, users will have the opportunity to review the items, the total cost, and the selected payment card. Each purchase must then be approved via a security check, such as Face ID or a fingerprint scan. OpenAI envisions a future where users can delegate purchasing tasks to their agents, setting specific parameters like spending limits, categories, or time periods for autonomous transactions.
