Home / Technology / Apple Wallet vs. Apple Pay: Know the Difference
Apple Wallet vs. Apple Pay: Know the Difference
10 Sep
Summary
- Apple Wallet stores digital cards, tickets, and loyalty programs securely.
- Apple Pay facilitates secure purchases online and in physical stores.
- Both services leverage iPhone's security features like Face ID and PIN.
Apple Wallet and Apple Pay are distinct services that work together to manage digital items and facilitate payments. Apple Wallet, available on iPhones and Apple Watches, functions as a secure digital repository.
It stores digitized versions of credit and debit cards, alongside other non-payment items such as boarding passes, auto insurance cards, IDs, concert tickets, and store loyalty cards.
Apple Pay is Apple's dedicated payment service. It enables users to make purchases using the cards stored in their Apple Wallet, both at physical retail locations and online.
To complete an in-store transaction, users tap their iPhone on an NFC terminal and double-press the Side button, authenticating with Face ID, Touch ID, or a PIN. Online purchases follow a similar authentication process.
While Apple Pay handles the transactional aspect, Apple Wallet provides a versatile and secure way to keep a variety of important digital items readily accessible.
