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Keyless Door Locks: Smart Security or Insurance Headache?
2 Nov
Summary
- Smart locks offer keyless entry via phone, fingerprint, or code.
- Prices range from under £100 to over £1,000, with installation costs extra.
- Insurers must be consulted before installation to avoid policy invalidation.
As winter approaches, British homeowners are increasingly adopting keyless smart locks for their front doors. These tech-enabled devices provide access through methods like phone apps, fobs, fingerprint scans, or keypads, and some allow remote operation for tradespeople.
While becoming common in countries like South Korea and Scandinavia, their adoption in the UK is growing, particularly for offices. Smart lock types vary, from full handle replacements to units that retrofit existing locks or electronic cylinder swaps. Prices can range from under £100 to over £1,000, with professional installation adding to the overall expense.
Compatibility with different door types, such as UPVC or timber, is essential, and consumers are advised to check manufacturer guides. For insurance purposes, it is vital to inform your home insurer about the installation of a smart lock, as specific requirements may apply, and some providers may mandate professional fitting to maintain policy compliance.
