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Pollution Claims Skyrocket 430% Amid Health Crisis
15 Nov
Summary
- Pollution-related health insurance claims surged 4.3 times in three years.
- Cardiovascular and respiratory conditions comprise 78% of pollution claims.
- Delhi recorded the highest number of pollution-linked claims at 8,093.
Health insurance claims linked to pollution have seen a dramatic increase of 4.3 times over the past three years. Cardiovascular and respiratory ailments are the primary drivers, accounting for 78% of all such claims. Working professionals aged 31-55 represent the largest group, comprising 59% of claimants, followed by senior citizens at 31%.
Delhi recorded the highest volume of pollution-related claims with 8,093 cases. This trend shows a seasonal pattern, with claim numbers peaking between October and March, coinciding with worsening air quality across the country.
The total payout for these claims has risen 4.5 times to Rs 241.6 crore, with the average claim amount reaching Rs 62,662. Cardiovascular conditions alone constitute 43.5% of these claims, followed by respiratory infections at 35%.
