Final Call for CA Health Coverage: Don't Delay!

As the year concludes, Covered California is urging uninsured residents to enroll in health insurance by the December 31 deadline to secure coverage for January. While the official open-enrollment period extends to January 31, acting before year-end is essential for immediate policy activation. This year's enrollment is particularly critical as enhanced federal premium tax credits, instrumental in boosting enrollment since 2021, are slated to expire at the close of 2025.

Despite the impending expiration of federal subsidies, Covered California continues to facilitate enrollment, with over 1.9 million Californians already signed up for 2026 coverage. The state has allocated $190 million to provide new tax credits for individuals earning up to 165 percent of the federal poverty level, aiming to maintain 2025 premium levels for many. More than 364,000 people have already benefited from state subsidies during this enrollment period.

Significant numbers of uninsured Californians remain eligible for coverage, particularly among Latino and older populations. To address rising costs, California is bolstering state funding for cost-sharing reductions, allowing more people to access plans with reduced out-of-pocket expenses. Consumers are encouraged to use the Covered California website to compare plans and explore available financial assistance.