Fraudster Clones Credit Card, Steals ₹11.86 Lakh in Kolkata

On November 12th, 2025, a concerning credit card cloning case was reported in Kolkata. According to the details, a fraudster had managed to clone a genuine credit card and used it to steal ₹11.86 lakh from the unsuspecting customer.

The incident highlights the growing threat of credit card cloning, a process where criminals copy the data from a legitimate card's magnetic stripe onto a blank card. Once cloned, the fraudulent card can be used to make transactions just like the original.

In this particular case, the fraud was perpetrated against a single individual who was allegedly induced into handing over their credit cards to the scamster. Authorities have confirmed that this appears to be an isolated incident and does not represent a widespread problem.

Nevertheless, the case serves as a stark reminder for all credit card users to remain vigilant. Experts recommend utilizing contactless payment methods like Google Pay or Paytm, which tokenize card details and provide an extra layer of security. Online marketplaces are also now required to tokenize card information as per RBI guidelines.

Additionally, cardholders should regularly inspect ATMs and point-of-sale terminals for any suspicious attachments that could be used for cloning. Closely monitoring account statements for unfamiliar charges is also advised, as fraudsters often test cloned cards with small transactions before attempting larger-scale fraud.