Jersey XL Bully Owners Fear Dog Destruction Over Insurance

Jersey faces a potential crisis for owners of XL Bully type dogs, as the only available insurer for third-party public liability insurance is discontinuing its service. Nina Morgan expressed deep concern, fearing her 19-month-old American Bulldog, Frankie, could be seized and euthanized if she cannot find new insurance by July 1, 2026. This situation arises after Jersey politicians enacted stricter dog laws requiring such insurance, approved by the States Veterinary Officer.

Dogs Trust UK, the sole provider, is ending its Companion Club insurance due to increased claims and rising costs, a decision impacting thousands in the UK since the breed ban in 2024. Morgan feels owners are being "set up," questioning the foresight of Jersey's lawmakers. She suggested the government could facilitate insurance through a hub of providers. Constable Mike Jackson, head of the Constables Committee, assured that finding alternatives is a priority, acknowledging the necessity of insurance for these dogs while exploring all possibilities with DEFRA and the UK.