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Top Indian Banks Offer Competitive Gold Loan Rates, Providing Financial Relief
10 Sep
Summary
- Leading banks in India offer gold loans at interest rates starting from 8% per annum
- Gold loans remain a preferred funding option for individuals with urgent financial needs
- EMIs for a ₹1 lakh loan range from ₹8,715 to ₹8,792 across different banks
As of September 10, 2025, India's leading banks are offering gold loans at highly competitive interest rates, providing a viable financial solution for individuals with urgent cash needs. Major banks, such as SBI, ICICI, Bank of Baroda, PNB, Canara Bank, and Indian Bank, are currently providing gold loans starting from 8% per annum.
Gold loans have remained a preferred funding option for many, as they allow borrowers to access funds while retaining ownership of their gold. The attractive interest rates offered by these banks have made gold loans an even more appealing choice for those seeking to meet their immediate financial requirements.
For a ₹1 lakh loan over one year, the monthly EMIs range from ₹8,715 at Punjab National Bank to ₹8,792 at State Bank of India. Other banks, including Bank of India, Canara Bank, Kotak Mahindra Bank, ICICI Bank, HDFC Bank, Bank of Baroda, and Union Bank of India, are also offering gold loans at competitive rates, making it easier for borrowers to access the funds they need.
