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Laxmi India Finance Reports Stellar 45.77% Profit Growth in Q1 FY26
16 Aug
Summary
- Profit After Tax (PAT) up 45.77% to ₹9.65 crore
- Assets Under Management (AUM) rise 29.99% to ₹1,346.05 crore
- Expanding branch network to 159 across 5 states
Laxmi India Finance Limited, a prominent Non-Banking Financial Company (NBFC), has announced its impressive financial results for the first quarter of the fiscal year 2026. The company has delivered robust growth across key performance metrics, showcasing its resilience and ability to navigate the evolving market landscape.
For the quarter ended June 30, 2025, Laxmi India Finance reported a 45.77% year-over-year increase in Profit After Tax (PAT), which stood at ₹9.65 crore. This surge in profitability was driven by a 41.80% rise in Net Interest Income to ₹33.86 crore and a 46.78% jump in Profit Before Tax to ₹12.77 crore. The company's Assets Under Management (AUM) also grew by an impressive 29.99% to ₹1,346.05 crore, reflecting its ability to expand its credit portfolio.
Laxmi India Finance's operational performance was equally impressive, with disbursements increasing by 7.43% year-over-year to ₹164.92 crore. The company's branch network expanded to 159 branches across Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh, and Uttar Pradesh, further strengthening its geographical presence and accessibility. Additionally, the company's employee strength grew by 25.31% year-over-year, showcasing its commitment to building a robust team to support its growth aspirations.
Laxmi India Finance's asset quality remained healthy, with Gross NPA at 1.28% and Net NPA at 0.67%. The company's Capital Adequacy Ratio (CRAR) stood at a robust 20.28%, with a positive outlook maintained by credit rating agencies, underscoring its financial stability and prudent risk management practices.
Moving forward, Laxmi India Finance remains focused on leveraging technology, deepening its geographical presence, and enhancing financial inclusion to deliver consistent value to its customers, investors, and stakeholders. The company's diversified credit portfolio, comprising secured MSME loans, vehicle loans, and personal/business loans, positions it well to capitalize on the growing demand for credit solutions in the Indian market.
