Home / Business and Economy / Veterans Unlock Homeownership with VA Loans: Cutting Years Off Savings
Veterans Unlock Homeownership with VA Loans: Cutting Years Off Savings
13 Nov
Summary
- VA home loans help veterans afford homes with no down payment
- VA loans provide low interest rates and limited closing costs
- Report finds VA's zero down payment program cuts 4 years off home purchase savings
According to the news as of November 13, 2025, U.S. military veterans have access to a wide array of benefits through the Department of Veterans Affairs (VA), including VA home loans. These loans allow veterans, service members, and eligible surviving spouses to become homeowners with significant financial advantages.
The VA home loan program does not require a down payment, though lenders may request down payments from certain borrowers. Additionally, the VA helps homebuyers secure competitively low interest rates and keeps closing costs limited. Importantly, VA home loan benefits are available for the lifetime of eligible borrowers and can be used multiple times.
A recent report from the National Association of Realtors (NAR) and Realtor.com found that the VA's zero down payment program is enabling eligible veterans and service members to cut 4 years off the time it takes them to save for a home purchase. This highlights the substantial impact these VA home loan benefits are having in supporting veterans' path to homeownership.
