Home / Business and Economy / Roofer Accuses State Farm of Denying Legitimate Storm Damage Claims
Roofer Accuses State Farm of Denying Legitimate Storm Damage Claims
16 Nov
Summary
- Tulsa roofer says State Farm denies valid claims, costing him thousands
- Nearly 48% of homeowner claims nationwide were closed with no payment in 2024
- Lawyer calls out "bad-faith denials" and underpayments by State Farm

As of November 16, 2025, a Tulsa roofer named Jonathan Spyres is furious with State Farm, the country's largest homeowners' insurer, for constantly denying his customers' legitimate storm damage claims. Spyres says his crews can easily spot the damage using high-tech equipment, but getting State Farm to pay for the repairs has become a real battle.
The case that pushed Spyres over the edge was a 90-year-old State Farm customer who had been with the insurer for over 60 years. When a storm ripped half the man's roof off, Spyres documented the damage, but State Farm denied the claim. Spyres says this "slam dunk" case is indicative of a larger trend he's noticed, and national data supports his concerns.



