S&P 500 Soars: Should You Buy or Brace for Impact?

As of December 8, 2025, the S&P 500 is hovering near its all-time high of 6,890 points, reaching 6,870 by the market's opening bell. This proximity to a record peak has generated a mix of optimism among investors who have benefited from its rise and apprehension about a potential market correction.

For those navigating these elevated market levels heading into 2026, a focus on consistent investment strategies is advised. Dollar-cost averaging, which involves investing a fixed amount at regular intervals regardless of market fluctuations, is highlighted as a beneficial approach. This method helps to mitigate the stress associated with trying to time the market, a notoriously difficult endeavor.

Historically, the S&P 500 reaching new all-time highs has not always signaled an imminent downturn. While some may view current valuations with caution, past performance, as exemplified by ETFs like Vanguard S&P 500 ETF (VOO), suggests that growth can continue even after hitting record levels, encouraging investors to maintain a forward-looking perspective.