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SoFi Technologies Soars with Q3 2025 Earnings Beat
28 Oct, 2025
Summary
- SoFi Technologies reports Q3 2025 results on Oct. 28
- Earnings have surpassed estimates for 4 consecutive quarters
- Strong member growth and product innovation drive revenue surge
On October 28, 2025, SoFi Technologies, Inc. is scheduled to report its third-quarter 2025 financial results. The company has a history of impressive earnings surprises, surpassing the Zacks Consensus Estimate in the trailing four quarters with an average surprise of 45.8%.
For the upcoming quarter, the consensus estimate for SoFi's revenues is $890.8 million, indicating a 29.2% year-over-year increase. This growth is expected to be fueled by the company's expanding member base and strong product innovation. Additionally, the consensus estimate for earnings stands at 9 cents per share, representing an 80% year-over-year increase, which is likely driven by SoFi's improved operational efficiency.
According to the company's Zacks Rank of 3 (Hold) and a positive Earnings ESP of 5.44%, SoFi is poised to deliver another earnings beat in the third quarter of 2025. This combination of factors increases the odds of an earnings surprise, as per the proven Zacks model.
