What is the current trend in SIP inflows in India?

SIP inflows have consistently risen, recently crossing ₹31,000 crore, indicating strong investor confidence in mutual funds.

Why are flexi-cap funds attracting more investment than mid- and small-caps?

Investors are shifting towards flexi-cap funds due to recent outperformance of large-caps and a desire for more stable allocations amid mid- and small-cap volatility.

What is driving the surge in multi-asset allocation funds?

Strong performance of gold and silver, coupled with investor interest in commodity exposure, is driving significant inflows into multi-asset funds.

Home / Business and Economy / SIP Inflows Hit ₹31,000 Cr: India's Savings Boom Continues

SIP Inflows Hit ₹31,000 Cr: India's Savings Boom Continues

9 Jan

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Summary

Monthly SIP inflows surpassed ₹31,000 crore, showing steady investor trust.
Flexi-cap funds attracted significant inflows, indicating a pivot from riskier assets.
Multi-asset funds saw a year-high of ₹7,500 crore due to commodity performance.

SIP Inflows Hit ₹31,000 Cr: India's Savings Boom Continues

Systematic investment plan (SIP) inflows have surged past ₹31,000 crore, underscoring a robust and growing financialization of household savings in India. This steady increase, from ₹26,000 crore at the fiscal year's start, highlights investors' growing appreciation for SIPs, especially during market volatility. The consistent accumulation of units, rather than emotional reactions, is reinforcing long-term wealth creation.

Flexi-cap funds led the equity mutual fund inflows, attracting nearly ₹10,000 crore, as investors shifted from volatile mid- and small-cap segments. Large-cap funds have outperformed smaller counterparts this year, prompting a preference for more stable allocations. Mid-cap and large-and-mid-cap funds saw inflows around ₹4,000 crore, while small-cap funds attracted approximately ₹3,800 crore amid caution.