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SIP Inflows Hit ₹31,000 Cr: India's Savings Boom Continues
9 Jan
Summary
- Monthly SIP inflows surpassed ₹31,000 crore, showing steady investor trust.
- Flexi-cap funds attracted significant inflows, indicating a pivot from riskier assets.
- Multi-asset funds saw a year-high of ₹7,500 crore due to commodity performance.
Systematic investment plan (SIP) inflows have surged past ₹31,000 crore, underscoring a robust and growing financialization of household savings in India. This steady increase, from ₹26,000 crore at the fiscal year's start, highlights investors' growing appreciation for SIPs, especially during market volatility. The consistent accumulation of units, rather than emotional reactions, is reinforcing long-term wealth creation.
Flexi-cap funds led the equity mutual fund inflows, attracting nearly ₹10,000 crore, as investors shifted from volatile mid- and small-cap segments. Large-cap funds have outperformed smaller counterparts this year, prompting a preference for more stable allocations. Mid-cap and large-and-mid-cap funds saw inflows around ₹4,000 crore, while small-cap funds attracted approximately ₹3,800 crore amid caution.
Multi-asset allocation funds experienced a year-high inflow of ₹7,500 crore, benefiting from strong performances in gold and silver. These funds offer diversified exposure across equity, debt, and commodities, appealing to investors seeking commodity exposure within a managed framework. Looking ahead to 2026, SIP-led investing and diversified fund categories are anticipated to remain primary drivers of mutual fund inflows.
