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SBI Mortgages Top Rs 9 Lakh Cr, Credit Growth Surges
7 Dec, 2025
Summary
- SBI's mortgage loan portfolio surpassed Rs 9 lakh crore last month.
- The bank's RAM segment (Retail, Agriculture, MSME) crossed Rs 25 lakh crore.
- SBI revised its credit growth target upwards to 14% for the fiscal year.
State Bank of India (SBI) has announced its mortgage loan portfolio has surged beyond Rs 9 lakh crore as of last month. This significant achievement fuels the bank's optimism for achieving an overall credit growth of 14% for the current fiscal year. The Retail, Agriculture, and MSME (RAM) segment, a cornerstone of SBI's lending, has also crossed the Rs 25 lakh crore mark.
Following economic recovery, SBI has boosted its credit growth target from 12% to 14%. The bank is witnessing strong growth in the RAM segment, with MSME lending up by approximately 17-18%, and agriculture and retail loans growing around 14%. Even unsecured personal loans are projected to see double-digit growth.
