How is SBI's loan and deposit growth projected for Q2 2025?

Analysts expect loan growth of around 11.6% year-on-year and deposit growth of 9%.

What is the outlook for SBI's asset quality in Q2 2025?

Asset quality is likely to remain stable, with the gross NPA ratio unchanged at 1.8% and the net NPA steady at 0.5%.

Home / Business and Economy / SBI Maintains Steady Earnings Amid Market Turbulence

SBI Maintains Steady Earnings Amid Market Turbulence

Q: What is the current performance of SBI stock?

SBI stock has gained nearly 20% in the past six months and 14% in the last year, outperforming the market.

4 Nov

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Summary

SBI stock gains 20% in 6 months, 14% in 1 year
Loan growth expected at 11.6%, deposits up 9%
Asset quality likely to remain stable, NPA ratio steady

SBI Maintains Steady Earnings Amid Market Turbulence

On November 4, 2025, State Bank of India (SBI) is set to announce its second-quarter results, and several brokerages anticipate the bank will post largely unchanged earnings growth compared to the same period last year.

Despite the overall weak market sentiment, SBI's stock has been trading in the green in the near term, gaining nearly 20% in the past six months and 14% in the last year. In fact, the PSU banking stock has more than doubled investors' money, soaring over 331% in the past five years.

Analysts at Axis Securities project a year-on-year rise of 12% in advances and 9% in deposits for the bank. However, they caution that margin pressures may impact the overall performance, potentially leading to muted growth in net interest income (NII). SBI's NII is estimated to decline by 3% year-on-year and 1.4% quarter-on-quarter, reaching ₹40,499 crore.