Home / Business and Economy / Retail Investors Flock to RBI Bonds
Retail Investors Flock to RBI Bonds
10 Aug
Summary
- Retail investor accounts on RBI platform grew 31.2% year-on-year.
- Secondary market trading volume surged 163% year-on-year.
- Primary market subscriptions increased by 38.2% year-on-year.
The Reserve Bank of India's Retail Direct platform is witnessing a robust increase in retail investor engagement with government securities. As of July 27, the number of accounts on the portal climbed by 31.2% year-on-year to 3.77 lakh.
This growing participation is reflected in market activity. Primary market subscriptions for instruments like Treasury Bills and government gilts rose by 38.2% year-on-year to Rs 9,572.75 crore. Concurrently, secondary market trading volumes for these securities have surged by an impressive 163% year-on-year, reaching Rs 11,003.75 crore.
Experts suggest the platform is becoming a preferred destination for investors seeking safety, especially as riskier assets underperform and fixed deposit rates offer less appeal. Government securities provide stability, predictability, and no credit risk, making them attractive for portfolio diversification and balancing.
The Retail Direct platform, launched in November 2021, aims to broaden access for retail investors to government securities. Additionally, a systematic investment plan (SIP) route for Treasury Bills was introduced in August 2025 to further facilitate bond market participation.
