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NPCI Introduces Biometric Authentication and UPI Cash Withdrawals
7 Oct
Summary
- NPCI launches Aadhaar-based face authentication for UPI PIN setup
- New UPI mode enables cash withdrawals at Micro ATMs run by business correspondents
- PayPal partners with NPCI to integrate UPI on its global platform
On October 7, 2025, the National Payments Corporation of India (NPCI) unveiled a suite of new initiatives centered around its flagship Unified Payments Interface (UPI) system. The most notable developments include the introduction of on-device biometric authentication for UPI payments and the launch of Aadhaar-based face authentication to enable setting or resetting UPI PINs.
Furthermore, NPCI has launched a new mode for cash withdrawals through Micro ATMs using UPI at UPI Cash Points operated by business correspondents. This new feature is expected to provide greater convenience and accessibility for consumers.
In a significant partnership, global payments giant PayPal has announced its integration with NPCI's international arm to bring UPI functionality to its global platform, which is slated to launch in 2025. This collaboration will allow Indian users to make payments to foreign merchants in Indian rupees using the UPI system.
Alongside these innovations, the Reserve Bank of India's Deputy Governor, T. Rabi Sankar, also launched several other UPI-related products, including an initiative enabling joint account holders and multi-signatory account holders to use UPI for payments, as well as the introduction of small-value transactions using wearable devices via UPI Lite.
