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Jan Suraksha Schemes Cover 940 Million Indians
10 May
Summary
- Nearly 940 million subscribers enrolled in Jan Suraksha schemes.
- Over ₹21,500 crore paid in claims under PMJJBY alone.
- Government may revise benefits based on ongoing deliberations.
As of May 10, 2026, India's Jan Suraksha initiatives have successfully enrolled approximately 940 million individuals. The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) accounts for over 274.3 million subscribers, while the Pradhan Mantri Suraksha Bima Yojana (PMSBY) has garnered 580.9 million. The Atal Pension Yojana (APY) has enrolled around 90.4 million.
Significant financial support has been provided through these schemes. Over ₹21,500 crore in claims have been settled for more than 1.07 million families under PMJJBY. Similarly, PMSBY has settled claims amounting to ₹3,660 crore for over 184,000 families. The finance ministry highlighted that digitisation has streamlined the claims process, ensuring timely assistance.
These government schemes aim to offer affordable financial protection, particularly to vulnerable populations, thereby expanding insurance and pension coverage. The financial services secretary indicated that potential revisions to certain benefits are under active consideration, contingent on ongoing cost-benefit analyses and approvals.
