What was Indian Railway Finance Corporation's latest quarterly profit?

Indian Railway Finance Corporation reported its highest-ever quarterly profit of ₹1,802.19 crore for the third quarter ended December 31, 2025.

Did IRFC meet its annual loan sanction target?

Yes, IRFC achieved its full-year sanction guidance of ₹60,000 crore within nine months, three months ahead of schedule.

How did IRFC manage its assets under management?

IRFC's assets under management reached a record ₹4.75 lakh crore as of December 31, 2025, driven by diversification into allied infrastructure segments.

Home / Business and Economy / IRFC Reports Record Profit, Exceeds Targets

IRFC Reports Record Profit, Exceeds Targets

19 Jan

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Summary

IRFC posted its highest-ever quarterly profit of ₹1,802.19 crore.
The company achieved its full-year sanction guidance early.
Assets under management hit a historic ₹4.75 lakh crore.

IRFC Reports Record Profit, Exceeds Targets

Indian Railway Finance Corporation (IRFC) has declared its highest-ever quarterly profit, reporting ₹1,802.19 crore for the third quarter ending December 31, 2025. This significant achievement represents a 10.52% rise compared to the same period last year. Furthermore, the company surpassed its full-year sanction guidance, securing ₹60,000 crore within the first nine months of the fiscal year, three months ahead of the target.

The financial performance was bolstered by a profit after tax of ₹5,324.86 crore for the nine-month period, an increase of 10.47% year-on-year. IRFC’s net interest margin saw an improvement of over 8%, attributed to diversified lending and effective liability management under its IRFC 2.0 strategy. The assets under management also reached an all-time high of ₹4.75 lakh crore as of December 31, 2025, demonstrating substantial growth despite no new business from Indian Railways during this quarter.