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India's First AI-Powered Flexi-Cap Fund Launches with Low Fees and Broad Exposure
6 Oct
Summary
- JioBlackRock Flexi Cap Fund NFO launched on September 23, 2025
- Expense ratio of only 0.50% and minimum investment of ₹500
- AI-human management model aims to reduce emotional biases in investing

In a significant development for the Indian mutual fund industry, BlackRock and Jio Financial Services have launched the JioBlackRock Flexi Cap Fund NFO on September 23, 2025. This innovative scheme is India's first AI-human managed flexi-cap fund, offering investors a unique blend of technology and human expertise.
The fund, which is scheduled to close for subscription on October 7, 2025, carries a remarkably low expense ratio of just 0.50%. Investors can access the scheme through the Reliance Jio platform, with a minimum investment of ₹500 in either a lump-sum or SIP mode. Notably, there is no exit load, allowing investors to redeem their units at any time after allotment.
The key differentiator of the JioBlackRock Flexi Cap Fund is its AI-human management model. By leveraging data analytics, the fund managers aim to rebalance the portfolio across large-cap, mid-cap, and small-cap segments, with the goal of enhancing returns and reducing emotional biases in investment decisions. The fund is managed by Tanvi Kacheria and Sunil Chaudhary and is benchmarked to the Nifty 500 TRI.
According to industry experts, the JioBlackRock Flexi Cap Fund is well-suited for investors with a high-risk appetite, as it provides broad exposure across market capitalizations through a data-driven, rule-based approach. However, they also recommend a calibrated approach given the fund's new AI-led structure.